Of course it is. UNCF for 1. As for the other, back about 2012 I did some work for a black lady. In talking with her, she bought the house and paid to refurbish it on government grants. 1 because she was female. 2 because she was black. And 3 because she was using the house for handicapped assisted living. She also had enough left over to buy a van. All bought and paid for by tax payer money, free and clear. Much of which I would not qualify for.This is not a bad idea, and hasn't it already been done, or is being done? It's not a new idea.